We are seeking a Payments Architect with deep knowledge of ISO 20022 and Open Banking to design, build, and integrate secure, efficient payment systems. In this role you will analyse business needs, define technical solutions, and ensure compliance with regulations.
Key Responsibilities:
- Meet with stakeholders to understand business objectives and translate them into comprehensive technical designs for payment systems.
- Develop and maintain the overall architectural structure of payment systems, including data models, APIs, and distributed systems.
- Oversee the integration of payment platforms and gateways with existing systems and third-party services.
- Provide technical guidance and mentorship to development teams, ensuring adherence to best practices and architectural standards.
- Ensure all payment solutions comply with industry regulations, such as PCI certification, and implement robust security measures.
- Research and recommend emerging technologies to build scalable, future-proof payment solutions.
Required Skills & Experience
- Deep knowledge of payment transaction types, authorisation, acquiring processes, card-present and card-not-present payments, and tokenisation.
- Proficiency in areas like Java, Spring Boot, microservices, cloud platforms (AWS, GCP, Azure), and containerisation (Docker).
- Strong understanding of Object-Oriented Analysis and Design (OOAD), Unified Modeling Language (UML), and modern architectural patterns.
- Experience with logical data modelling, building common data models, and using data modelling tools.
- Ability to understand business requirements and translate them into effective technical strategies and solutions.
- Excellent communication and collaboration skills to interact with business stakeholders, technical teams, and clients.
Common Technologies & Tools
- Cloud Platforms: AWS, Google Cloud Platform (GCP), Azure
- Programming & Frameworks: Java, Spring Boot
- Containerisation: Docker
- Modelling Tools: UML
Payment Technologies:
- APIs
- Payment Gateways
- POS systems
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